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Car Insurance Rises Faster Than Your Speed

Your car may accelerate pretty quickly, but nothing compares to the speed at which insurance rates rise when you drive irresponsibly. While speeding tickets carry with them substantial fines, the costs of these violations add up when you add increased insurance costs, attorney fees, traffic school and the required SR-22 insurance into the equation.

Auto insurance companies love to insure responsible drivers because they mostly collect money from these individuals—they rarely have to cover damages these drivers were responsible for. They increase premiums when their clients get into accidents, to encourage them to be more cautious while driving. Another reason auto insurance companies engage in this practice is to protect drivers who have not been in an accident in the past five years from being assessed rates usually reserved for risky clients. Ultimately, the cost of a traffic ticket will pale in comparison to the eye-popping price of legal services you may need.

When you are charged with a speeding violation, points are added to your driving record and you can only remove them by attending a driver improvement course, and you can only erase a certain amount of points per calendar year. Furthermore, too many points in a certain span of time may cause your insurance rates to rise, or result in the revocation of your driving privileges. Sometimes, despite your best efforts, you will have to enlist the services of an attorney. Any course of action you choose to take will cost a significant amount of money, which will hinder many aspects of your life. If you have been charged with a serious traffic offense such as speeding, your insurance rates are going to rise at an alarming rate. One of the best ways to keep your premiums from increasing is by getting rid of points on your driving record. If you cannot emerge from the legal tumult without apprehension or financial ruin, find an attorney to represent you. They can help make sure you are not taken advantage of by the judicial system or insurance companies.